Pay & Benefits,Benefits,Life Insurance,UW Hospitals and Clinics,Life Insurance (UWHC)

Accidental Death and Dismemberment Insurance (AD&D)

Accidental Death and Dismemberment Insurance (AD&D) - Pay & Benefits, Benefits, Life Insurance, UW Hospitals and Clinics, Life Insurance (UWHC)


Benefits Summary

AD&D coverage is intended to supplement, not replace, primary life insurance. 

Benefit Eligibility

Regular Employees

All new full-time and part-time employees that are eligible under the Wisconsin Retirement System (WRS).

Temporary Employees

Temporary employees who are eligible for the WRS are eligible for Accidental Death & Dismemberment. Temporary employees are automatically enrolled in WRS on the first day they have met the eligibility requirements:

No prior Wisconsin Retirement System (WRS) Service

Prior WRS Service before July 1, 2011:


The monthly cost for employee only coverage is $.03 for each $1,000 of benefit amount

 The monthly cost for family plan coverage is $.045 for each $1,000 of benefit amount

Benefit Amount

Employee Only Monthly Cost

Family Plan Monthly Cost































*Benefit amounts in excess of $250,000 may not exceed ten (10) times your base annual pay excluding overtime, bonuses, commissions and special compensation

Beneficiary Designation

Beneficiary designations for AD&D Insurance may be made or updated by submitting an , indicating that you want to update your beneficiary, to Human Resources.


Regular full-time and part-time employees may enroll in Accidental Death and Dismemberment Insurance (AD&D) at any time. Coverage will be effective the first of the month following submission of the application. To enroll in the State Group Life Insurance plan, please submit the following to UW Health Human Resources: .  

If a temporary employee becomes benefit eligible (eligible for WRS participation), enrollment forms must be submitted within 30 days of the WRS participation start date.

This document is a brief summary of benefits. Details of the plan(s) may be found in the official plan documents and plan descriptions. If a conflict exists between this document and the official plan document, the official plan document shall rule.